Leasing o compra a plazos: opciones para tanques de acero inoxidable

Julio 29, 2021 - 2 min read views: 54

Un contrato de leasing o de compra a plazos puede ser una alternativa interesante que ahorra liquidez en comparación con la adquisición directa de tanques de acero inoxidable nuevos o usados. En este modelo, el tanque no se compra inicialmente, sino que se proporciona a través de una entidad financiera.

¿Cuáles son las diferencias entre leasing y compra a plazos?

En un modelo de leasing clásico, el arrendador pone el equipo a disposición del cliente por una cuota mensual fija. El equipo no figura en el balance del cliente y la cuota se contabiliza como gasto operativo. Al finalizar el contrato suele existir una opción de compra.

In contrast, in the case of a hire purchase, the financing partner is only the legal owner, whereas the customer is the beneficial owner. The tank / apparatus is therefore recorded in the customer's balance sheet and written off. This also means that the VAT on the purchase must be paid in full by the customer before the start of the rental purchase contract. The monthly installments of the hire purchase are accordingly net installments, since the VAT has already been paid in advance. After the lease-purchase contract expires, the customer automatically becomes the legal owner of the production machine.

What options work for brand new or used tanks & process machinery?

Conventionally, leasing contracts can only be used for brand-new tanks & amp; production machines. This is due to the fact that leasing companies orientate themselves strongly to the legally stipulated depreciation period of the respective useful object. In the case of used stainless steel tanks or processing machines, however, it often happens that the they are already 20-30 years old. The useful life from a tax point of view has already expired. However, since stainless steel is hardly subject to aging, the actual lifetime of the machine can still be very long.

For used tanks & machines, the hire-purchase model is therefore the best choice. It can be implemented easily and works very similar to a corporate loan.

If you are interested in a hire-purchase or leasing offer for brand-new or used stainless steel tank and production machine from our stock, we look forward to hearing from you. We cooperate with several financing partners that can certainly provide you with an attractive offer!